A type of protection that covers the physical damage you’re legally obligated to pay when you cause another person bodily injury or property damage while driving, as well as legal fees incurred if the case goes to court.
All states require drivers to carry either automobile liability coverage or proof of financial responsibility for the protection of others around you. However, self-protection for yourself and your car is usually optional, depending on your state of residence.
The maximum amount of money available to the person you injure is specified in the liability coverage limits section of your auto insurance policy.