Justin Stoltzfus The windshield is the retina of a vehicle. It’s what allows you to safely see the road ahead. And it’s something you might not even think about much until it’s damaged. Am I covered? What happens when your windshield is cracked by a falling object or smashed by vandal? Your windshield is covered … Read more
Stephanie Taylor Christensen A motor vehicle is stolen about every 40 seconds in the United States, according to the FBI. More than one-third of all vehicle thefts occur at a home or residence. Comprehensive insurance, the same type of coverage that also pays for vandalism, fire or weather-related damages, is generally the type of insurance that covers … Read more
Justin Stoltzfus Consumer advocate groups have a tip for today’s drivers: When you’re stranded after a crash, be cautious when someone offers to tow your car. Otherwise, you could end up being a victim of towing fraud. Towing fraud costs everyone Towing fraud targets drivers dealing with the stress of an accident. Some fraudulent tow truck … Read more
Amy Higgins You work diligently to maintain and improve your credit score. You build it. It’s yours. So when your score harms your ability to get a loan or insurance coverage, it seems only fair that you get to see that score you’ve built — without having to pay to do so. The Dodd-Frank Wall … Read more
Crawford Frazer The worst part about car accidents is the element of surprise. One moment you’re taking a right turn, and the next, another car is heading straight for you. But as long as everyone is OK, the worst surprise can be finding out how much repairs will cost — and how much your insurance … Read more
Crawford Frazer You’ve probably heard that shopping around for auto insurance can save you money. This is good advice, but many companies that want you to switch focus only on getting your business. What you need to focus on at the same time is making sure you get the coverage you need. Make a list … Read more
Crawford Frazer You may know that you have a “blind spot” that prevents you from seeing vehicles approaching from behind. But you may not have heard of another dangerous blindspot — the one directly behind your car. If a child is playing behind your car, a person walks behind it in a crowded parking lot, … Read more
Mary Lou Jay Some vehicle owners who’ve suffered financial setbacks in the difficult economy have taken an unusual — and illegal — approach to recouping their losses. They’re committing auto theft fraud by claiming their vehicles have been stolen in hopes of getting some cash from their auto insurance companies, according to the National Insurance Crime Bureau … Read more
Today, there’s almost nothing that computers and digital cameras can’t do. But should they be traffic cops? According to a study released in February 2011 by the Insurance Institute for Highway Safety (IIHS), red light cameras saved 159 lives in 14 cities between 2004 and 2008 by bringing down fatal accident rates at intersections. Red light … Read more
Amy Higgins Driving without auto insurance can be scary. In most states, it’s illegal. So, what would you do if you were involved in an accident without insurance coverage? Would you have the money to pay for damages or injuries you cause? Would you be cited by a police officer if you were stopped for … Read more
