Jill Overmyer If your job requires you to make deliveries or perform other errands but doesn’t provide a company car, you might find yourself using your own vehicle. However, your personal auto insurance probably won’t cover costly on-the-job accidents like: Injuries to clients or coworkers riding with you. Damages to goods, property and other vehicles … Read more
Justin Stoltzfus For some drivers, the idea of getting behind the wheel of someone else’s car is inherently stressful. For one thing, a new car takes some getting used to. Then there’s the thorny question of what happens if you crash it. Will the owner’s auto insurance cover you? Turns out, it may or may … Read more
Justin Stoltzfus Leasing a vehicle might help you get around in style, but a lease isn’t always as easy on the wallet as the low monthly payments might make it appear. Before being lured into a lease agreement, be sure you know all the costs — especially the cost of insurance. More Americans seem to … Read more
Stephanie Taylor Christensen Just because you carry auto insurance required by your state’s laws doesn’t mean everyone else on the road does. About one in six drivers is uninsured, according to the Insurance Research Council (IRC). Given the economic downturn, the Insurance Research Council expects those numbers to rise. The problem is especially prevalent in New … Read more
Crawford Frazer Auto insurance companies can increase a parent’s premium by as much as 50 percent to 100 percent when a teen driver is added to the policy, according to the Insurance Information Institute. If your teen is a good student, however, you may be able to offset some of the damage to your wallet. Why do … Read more
Justin Stoltzfus More consumers are willing to buy used cars instead of new ones, according to a January 2011 Consumer Reports survey. Two-thirds of those surveyed said they were more likely to consider a late-model used car for their next purchase than they were several years ago Buying a used car can save you thousands. It also … Read more
Amy Higgins A neighboring state or city might have lower auto insurance premiums than where you live. This could be an incentive to provide your insurance company with a false address (like a friend or family member’s residence or a P.O. box) when you sign up for a policy, allowing you to get a better insurance rate. … Read more
By Crawford Frazer For members of the military, assignments can come at a moment’s notice. So what are you supposed to do about the auto insurance policy that covers your car back home? Don’t let your policy lapse While you are deployed, it is vital that you make sure your auto insurance premiums are paid … Read more
Mary Lou Jay Would you take the family minivan on a different route if you knew that one road was safer than another? Or encourage your teenage driver to stick to the interstate if you knew there were fewer crashes there than on a parallel dual-lane highway? You could be making those types of decisions … Read more
Marcus Pickett An ignition interlock device is a mechanism that requires a driver to prove sobriety before the car’s engine can be started. The driver must exhale into the device to start the car. Many modern ignition interlock devices also require random retests as long as the engine is running to prevent drivers from persuading someone else … Read more
