Justin Stoltzfus You’ve probably already checked your auto insurance policy to make sure it covers things like accidents and theft. But what about the smaller dangers lurking in the roadway? Potholes can do a lot of damage to your car — and you could be left with an expensive bill if your insurance doesn’t cover … Read more
When you buy a new car, you can purchase a variety of products to protect your pocketbook in the event that the car — or any of its many components or systems — breaks down. If you buy a car at a dealership, you’ll likely get a factory warranty, which usually provides bumper-to-bumper coverage up … Read more
Justin Stoltzfus Our little ones are our most precious cargo, and a car seat is the best way to keep them safe while in transit. Improvements in technology as well as research from consumer advocates and safety groups are all helping to ensure that parents get the right car seats and install them correctly. Choosing … Read more
Jill Overmyer If you have a valuable collection, like coins or artwork, most insurance companies will require you to purchase additional coverage to protect your valuables. Auto insurance is the same way, and owners of collectible cars require additional insurance to cover their unique needs. Collectible qualifications Most insurance companies require vehicles to meet certain criteria for … Read more
Mary Lou Jay Teen drivers in some states could find their driving privileges more tightly restricted if a recently introduced bill makes it through Congress. The State Teen and Novice Driver Uniform Protection Act (STAND UP Act) would require all states to adopt minimum graduated driver licensing (GDL) requirements for teen drivers under 18. Although … Read more
Justin Stoltzfus American teens are much more likely than seasoned drivers to get involved in car accidents. But for many teens, the real consequences of crashes aren’t always real — until they hit close to home. Teens in the Driver Seat (TDS), a program operated by the Texas Transportation Institute, seeks to raise awareness of safe … Read more
Justin Stoltzfus There’s a lot that many drivers don’t know about their cars. But getting to know your vehicle a little better could pay off in terms of a lower accident risk — and lower auto insurance premiums. Your tires are a good place to start. According to a tire maintenance and safety guides from Nationwide and … Read more
Jill Overmyer A recent poll from Nationwide Insurance found that parents are struggling to afford gas and increased auto insurance premiums. That could be forcing their teens to delay getting their driver’s licenses. The study, which took place in Texas, surveyed 326 parents of 15- to 19-year-olds. The costs of teenage driving It’s no secret that the … Read more
Crawford Frazer There are a number of things to worry about when you’re involved in an auto accident. Was anyone injured? Is your car OK? Was the other car damaged? And what happens next? For many, what happens next is the auto insurance claims process. But it doesn’t have to be a bureaucratic headache if … Read more
Crawford Frazer Insurance fraud has been keeping New York law enforcement busy this year. In March 2011, the State of New York Insurance Department released its annual report about what the state’s Frauds Bureau has been up to: investigating fraud and uncovering shameful scams. The big picture of New York Insurance fraud Although insurance fraud is on … Read more