Asked by anonymous from an unspecified location Any time you need information on a particular insurance policy, you need to contact the company that sold the policy to the individual, whether it was you or someone else. That company should have a copy on file or stored somewhere in their records. Just call the customer … Read more
Asked by Marilyn from Oklahoma More than likely you can, but you need to contact the agent that sold you your life insurance. The rate will increase probably. Please note: InsureMe Answers is not intended to be a substitute for advice from a licensed professional. For specific questions about a policy … Read more
Asked by a person from Wisconsin You can contact the insurance company that wrote the policy for a copy. If you aren’t sure which company wrote the policy, there are some directions in this article on finding missing life insurance policies. Thanks for asking. Please note: InsureMe Answers is not intended to be a substitute for … Read more
Asked by Jewell from North Carolina Jewell: You’re not alone. According to MissingAssets.com, one-fourth of life insurance benefits go unclaimed, often because survivors cannot locate policies or don’t even know they exist! I called the department of insurance in North Carolina and a representative informed me that State Capital is now operating under the name Monumental Life. … Read more
Asked by Patrick from Mission Viejo, CA Patrick: Thanks for the question. There’s a lot of confusion and misinformation surrounding this issue, but there’s actually a simple answer to your question. Ready for it? It depends. There is no one-size-fits all approach to getting enough life insurance. There is no magic salary multiple (despite what … Read more
Asked by Trish Keller from Idaho Hi Trish, As we do not sell or administer government-sponsored health insurance plans, I’m afraid we can’t help you. I’d recommend you call Health Net Customer Service, the Northern U.S. division that administers Tricare Prime, at 1-877-TRICARE (1-877-874-2273). They should be able to answer your questions and tell you … Read more
Asked by Anonymous from an unspecified location Many people don’t realize InsureMe is not an insurance company, and we don’t service insurance policies. It’s our job to find local insurance providers, match people looking for quotes with them, and help ensure the lowest prices. Once this is done, it’s up to each person which policy … Read more
Asked by Connie from Oklahoma Connie: Without knowing your medical history and other personal information, I can’t confidently say whether you’ll be able to get individual health insurance in Oklahoma, but I do have some optimism (for what it’s worth). A good place to start your search is by clicking here. Brace yourself for some potential … Read more
Asked by Anonymous from Anonymous Dear Anon: Thanks for the question! You’ve come to the right place. We can match you to local agents offering catastrophic health insurance plans, which are also known as ‘high deductible health plans’ (HDHPs). (Note: your deductible is the amount you pay out of pocket before your insurance kicks in.) … Read more
Asked by Wilma from Indiana Wilma: Medicare offers prescription drug coverage (Part D) for everyone with Medicare. There are two ways to get drug coverage: Medicare Prescription Drug Plans (known as PDPs) and Medicare Advantage Plans (like an HMO or PPO) or other Medicare health plans that have prescription drug coverage. To shop around for plans … Read more
