Insurance Information

Asked by Betty from Pennsylvania Great question, Betty. You’re certainly not alone in your predicament. I explained your situation to a very helpful and friendly representative from the Pennsylvania Insurance Department. (Side note: I highly recommend calling the department if you have further questions. Here’s the number: 717-783-2154.) So … here’s what it looks like: If … Read more

Asked by Mike from Buffalo, NY Mike, the rates you pay for health insurance depend on a number of factors, including your age, how healthy you are, your height and weight, marital status, preexisting conditions at the time of application and the type of plan you choose, to name just a few. Though insurers place … Read more

Asked by Julia from El Paso, TX  Julia: Thanks for your question! According to the U.S. Department of Health and Human Services (HHS), Medicare Supplement Insurance (also known as Medigap coverage) “is health insurance sold by private insurance companies to fill the ‘gaps’ in Original Medicare Plan coverage. Medigap policies help pay some of the … Read more

Asked by Brook from Maine Unfortunately, hearing aids have not received much insurance coverage, in comparison with vision insurance. A few health insurance plans allow you, for an extra premium, to add additional hearing and vision coverage. Hearing aids are one area that Medicare gives almost no coverage. Some insurance programs and supplemental programs do … Read more

Asked by Anonymous from Anonymous First, let’s clear up some terminology. Medicare is the public health insurance the United States provides to people over 65 years. Medigap is a short-hand term for “Medicare Supplement Insurance” which is the insurance that supplements Medicare. Since Medicare doesn’t cover everything fully, some people purchase supplemental insurance to further … Read more

Asked by Anonymous from an unspecified location This is a great question! But bear with us, because the answer is a little involved. The direct answer is no, not all water damage is considered flood damage–and true flood damage is NOT covered by your home insurance policy either. In fact, there are several different types … Read more

Asked by anonymous from an unspecified location Great question! You’re wise to want to protect what you have; and when you live with someone else or rent a place you don’t own, renters insurance is the perfect way to do that. Whereas homeowners insurance covers the person who owns the home against damage or disaster, … Read more

Asked by Bob from Florida Great question, Bob! The quickest and easiest way to get the insurance you need to protect your mobile home is to go through the quote box here on our Web site. Just put in your ZIP code, let us know if you’re currently insured and answer a few short questions. … Read more

Asked by anonymous from an unspecified location People who own animals considered “dangerous” often have difficulty finding an insurance company willing to insure their homes. This is because it’s much risker for an insurer to write a policy for a household containing that kind of animal. The likelihood of claims is much higher, and if … Read more

Asked by Patricia LeBon from TX Patricia, InsureMe is not an insurance company, so we cannot provide vacant home insurance. However, we have a large network of home insurance agents, some of whom would be more than happy to quote you a rate for that type of policy. Though many insurers are hesitant to insure … Read more