Asked by Anonymous from an unspecified location Liability insurance covers damage you cause others through your own negligence in accidents at which you are at fault. The amount residents of each state must carry varies, based on the insurance rules and laws established in their state. In this case, Georgia state law requires all drivers … Read more
Asked by Nerieda Petree from Texas The first thing they will need is general liability for their company. The repair service only for their own vehicles won’t change the products they need. If he does repairs for other vehicles, he will need garage liability. They will need pollution liability to cover the hazardous chemicals. Also … Read more
Asked by Jennifer from Indiana Hi Jennifer, This sounds like a complicated and rather delicate issue, and we’re sorry you’re going through it. To answer your question, we’ve never heard of a situation like this happening—but that doesn’t mean it hasn’t. People will be people and, unfortunately, not all of them are honest. To get … Read more
Asked by anonymous from an unspecified location Once you buy a new car, most insurance companies give you 30 days to notify them so they can update your policy. However, this varies from one company to another. The bottom line is, you’re better off letting your insurer know of your purchase as soon as possible. … Read more
Asked by anonymous from Arizona Towing is just one option your auto insurance company can provide at the time you purchase your policy. It enables you to get mechanical help for your vehicle if and when it breaks down on the road, or even at home in your driveway. Adding the towing option to your … Read more
Asked by Tony from Texas Tony, You are correct in that the insurance company whose customer is at-fault in an accident is responsible for providing a rental car for the other party. This car should be provided as soon as a liability decision is made by that company. Let me know if you have any … Read more
Asked by anonymous from an unspecified location That’s a very good question, and one I’m sure others wonder about too. The answer is actually quite simple: As long as each vehicle you own is insured–and you’re named as a driver on the policy that covers each one–you’re automatically covered if you have an accident or … Read more
Asked by anonymous from an unspecified location Since the car you drive helps determine your insurance premiums, this is an excellent question–and one you should consider asking a licensed insurance agent. This is their area of expertise, and an insurance professional can help you understand, from an insurer’s point of view, which cars have higher … Read more
Asked by anonymous from an unspecified location Before we answer this question, let us first explain what an SR22 is and the purpose it is intended for. Many people think an SR22 is a type of insurance they’re required to purchase if they have too many tickets, moving violations or DUIs. But that isn’t the … Read more
Asked by anonymous from an unspecified location Bear with us, because there’s no short answer to this question. The cost of auto insurance depends on several factors, some of which have to do with you personally and some of which depend more on the type of car you’re insuring. Let me explain. For instance, men … Read more