When preparing for the future, life insurance should play a significant role in the big picture. With diversification, the right coverage and some wise assistance from a knowledgeable insurance agent, setting your family up for the future can be relatively painless. The Anatomy of a Life Insurance Quote When you apply for insurance coverage, insurers … Read more
When a loved one dies, it’s often hard to see past the pain and grief and make plans for the future. But life goes on, and it’s vital to provide for emotional and financial needs ahead of time so those left behind can not only survive, but thrive. That’s the job and policy of life … Read more
No one knows what the future holds. But when things get tough and loved ones pass, the right life insurance policy provides the means for those left behind to start life new. Get the scoop on how insurers set rates; learn what to avoid when buying a life insurance plan; gather tips for saving money—and … Read more
Though sometimes a complicated product, the advantages of life insurance are many. By providing funds that help families become independent and self-sufficient, the right life insurance policy takes care of things when providers no longer can. 4 Simple Steps to Finding the Right Coverage When loved ones pass, spouses and family members often have a … Read more
There’s a scene in the 1998 Cohen brother’s classic ‘The Big Lebowski’ in which Walter, the gruff character played by John Goodman, becomes angry at an up-selling mortician. Walter [shouting]: Look, just because we’re bereaved, that doesn’t make us saps! Taken aback by the high cost of laying to rest his best friend, Donny, Walter opts … Read more
I had cancer almost 5 years ago. Do I have a chance at getting life insurance once I hit 5 years of being clear? Thanks, cancer survivor Asked by Anonymous Thanks for the question! Here’s the short answer: Yes, you do have a chance at getting life insurance. The likelihood depends on the details of your … Read more
Who will have life insurance for someone over 80 years of age? Asked by Anonymous – Minnesota The good news: more and more insurance companies offer short- and medium-term life insurance for senior citizens. But there are a few important things to consider. For one thing, older applicants are more likely to fall into the … Read more
Asked by from Answered questions about??life insurance: How do I know how much life insurance to get? I had cancer almost 5 years ago. Do I have a chance at getting life insurance once I hit 5 years of being clear? Who will have life insurance for someone over 80 years of age? Can you … Read more
A life insurance plan that allows you to vary your coverage based on your needs as they change. With adjustable life insurance, you choose the type of plan and face value amount you need, and your life insurance company calculates a plan that encompasses those parameters. The policy that results could be anything from term … Read more
Daniel Workman Some financial planners insist that child life insurance is a waste of premium dollars, arguing that life insurance should cover only family members who generate income. Putting money into other investments, like tax-sheltered educational savings accounts, might seem to be a superior investment for a dependent’s future. However, there are some reasons for … Read more
