Health insurance provides necessary coverage that helps us stay vital and active. It protects us medically and financially in case of catastrophic illness or injury by collecting a premium—which is then used to pay for health treatment when we need it. Depending on the plan, it may also cover certain types of routine health care, … Read more
Health Savings Accounts (HSAs) were born out of the Medicare Prescription Drug, Improvement and Modernization Act signed by President Bush in late 2003. An HSA is like a tax-sheltered savings account. You even get a debit card. If you don’t deplete it this year, the remaining money rolls over into the next, growing at a … Read more
According to the U.S. Department of Health and Human Services, “Adults 18 and older need 30 minutes of physical activity on five or more days a week to be healthy; children and teens need 60 minutes of activity a day for their health.” While physical activity is integral to a healthy mind and body, there … Read more
For the grossly obese, losing weight and overcoming a myriad of health problems can be quite challenging. But a surgical option known as gastric bypass has become increasingly available in recent years, giving patients a new lease on life—and the opportunity to live healthy and thin. The Surgical Approach One of the most popular weight-loss … Read more
by Penny M. Hagerman Maggot therapy, an effective medical treatment practiced for thousands of years, may soon be covered by private health insurance. If, like many, you’ve never heard of using medicinal maggots in fighting non-healing wounds, open sores and a variety of other medial maladies, tune in to find out how this unique treatment … Read more
by Jeb Foster If you do this sort of thing, you may find it hard to get life insurance … Life insurance for extreme athletes Most life insurance companies want nothing to do with extreme athletes—their chosen hobbies are simply too risky for most carriers to stomach. (Unless, of course, the athlete is willing to … Read more
by Penny M. Hagerman When it comes to health and physical fitness, the majority of our nation’s children no longer “make the grade,” according to a study by the American Journal of Preventive Medicine. The study, which examined fifth- and seventh-graders in Georgia, indicates that our kids are not only too heavy; they’re also grossly … Read more
If Obama’s health care plan succeeds as it’s currently envisioned, Americans will have the option to buy a government-issued insurance policy. Wall Street Journal editorialists suspect that this change will cause the extinction of the private health care market — and they rather cynically believe that that’s the point: This public option will supposedly ‘compete’ with private … Read more
(It’s probably less than what you pay for gas.) While heath insurance costs are rising, they still form a small percentage of overall household spending. Even ‘entertainment’ edges out health insurance by two percentage points, and clothes purchases match health insurance at 3 percent. by Jeb Foster Household spending Housing 33.1 Transportation 15.7 Food 12.6 … Read more
I work from home (medical field) and will soon lose the Cobra insurance coverage my husband had with his company. Can I get insurance coverage if I have my own company and maybe 1 or 2 employees later? Asked by Anonymous I assume you’re wondering if you can get a deal on your health insurance … Read more
