Fake Breasts, Real Insurance

Fake Breasts, Real Insurance

Considering breast implants for yourself or a loved one? Before you run off to the plastic surgeon and schedule augmentation, you might want to check your bank account balance first. Unless you’re recovering from mastectomy due to cancer, your health insurance company isn’t likely to cover the cost of those fake breasts for cosmetic reasons—or … Read more

‘Wine’ a Little, Live Longer

'Wine' a Little, Live Longer

No, we don’t mean complain. Rather, we’re referring to new evidence which suggests that drinking a small amount of wine each day can extend your life a few years. That means healthier living-and lower insurance rates. Scientists have known for years that drinking in moderation can help us live longer-while imbibing excessively can cut life short. … Read more

Important Information about Medical Discount Plans

Important Information about Medical Discount Plans

These aren’t health insurance: Medical discount plans Health discount plans Discount health cards Discount medical cards Medical discount plans/cards are not health insurance These plans can help you save money on out-of-pocket costs by giving you access, for a fee, to a list of health care providers who have agreed to offer their services at … Read more

HSA (Health Savings Account)

HSA (Health Savings Account)

A tax-advantaged medical savings account which accumulates funds the owner may use for qualified medical expenses without federal tax liability. Funds roll over from one year to the next, providing money that can be used to pay for health care as needed. To use an HSA, you must also have a High Deductible Health Plan … Read more

Are Health Insurers Innocent Eggheads or Chauvinist Pigs?

Are Health Insurers Innocent Eggheads or Chauvinist Pigs?

The Debate over the Health Insurance Gender Gap In an article that made waves during the 2008 presidential campaign, LA Times writer David Lazarus wrote about the gender gap in the individual health insurance market. Lazarus’ article ran under the headline “Insurance ‘eggheads’ make women pay.” According to the Kaiser Family Foundation, “pregnancy and childbirth-related … Read more

Is Your Confidence Dropping?

Is Your Confidence Dropping?

If you’re like millions of Americans, you either don’t have health insurance because you think it’s too expensive, or you’re afraid you’re going to lose the coverage you have. In fact, with our healthcare system in such a flux, the recession booming, and Americans losing their jobs left and right, it seems our confidence in … Read more

12 Ways Pets Can Improve Health and Lower Insurance Rates

12 Ways Pets Can Improve Health and Lower Insurance Rates

by Penny M. Hagerman In more than 70 percent of American households, pets bring their owners unconditional love and companionship. But they also bring health benefits, too. Whether they prefer cats, dogs, or have a house full of both, research shows that pet owners also enjoy increased quality of life, greater emotional well being and … Read more

Health Insurers Aim to Fill Coverage Gap

Health Insurers Aim to Fill Coverage Gap

Recent federal reform may make health insurance more accessible for young adults. Prior to the passage of the Patient Protection and Affordable Care Act, many of these individuals became uninsured immediately after graduating from college. Those without an employer-sponsored insurance plan were forced to forgo coverage or seek a policy through the individual insurance market. … Read more