Allie Johnson The news of a baby reported to have been cured of HIV touched off a storm of controversy, as well as speculation about whether aggressive treatment might routinely cure other HIV-infected babies. But the reality for the 1.2 million U.S. adults living with HIV today is that it’s a chronic condition requiring regular … Read more
Allie Johnson Women shopping for individual health insurance have had a tough time in the past because many plans did not cover maternity care, charged women more money and even denied coverage. But federal health care reform will prohibit these practices, and leaders of a new research project are urging states to pay close attention to women’s … Read more
Emmet Pierce Few problems have been better documented than the brutal physical and financial toll that alcohol abuse takes on individuals and society. In the U.S., more than 17 million people suffer from alcohol abuse or dependence, the National Council on Alcoholism and Drug Dependence (NCADD) reports. One of the most widely recognized alcohol-related problems is drunk … Read more
Why do I need homeowner’s insurance? Without it, you risk losing your home and the possessions therein to fire, theft and other calamities. Can I own a home in my state without homeowners insurance? If you’ve taken out a loan to finance the purchase of your home, your lender will most likely require you to … Read more
As the sky darkens and winds gust at speeds exceeding 155 miles an hour, Mother Nature dumps torrential sheets of rain for 400 miles in every direction. An oceanic low-pressure system, better known as a tropical cyclone or hurricane, rushes toward land. In its wake, thunderstorms erupt, tornadoes spawn, and storm surges threaten land with massive flooding … Read more
As the temperatures rise, the risk of wildfires threatens American homeowners nationwide. In fact, the Institute for Business and Home Safety (IBHS) reports that the U.S. sees an average of 100,000 wildfires each year, which burn over four million acres of land. So what can you do to protect yourself from the risk of wildfire? … Read more
Most of us relish the relaxed pace summer provides and eagerly anticipate spending time away from home with family and friends. But failing to adequately prepare your home and property for your absence can prove costly—and make them a potential target for burglars. Don’t Let It Be You Each year, there are more than 2.15 million … Read more
by Penny M. Hagerman Portable and convenient, mobile homes can be found in nearly every major city and rural town across America. Unlike their traditional, stationary counterpart, mobile homes provide an easily transportable and often low cost alternative to home ownership for those who can’t afford more conventional housing. Necessary Protection for the Unexpected Sometimes the … Read more
by Penny M. Hagerman Clean and fresh and with all the right amenities, condominiums provide residents fine living in tight spaces. But because much space is shared, it’s often unclear who is responsible for maintenance—and who should pick up the tab when accidents occur: the condo association or the resident? Though the association’s general insurance … Read more
Homeowners insurance rates can vary greatly from company to company, house to house and location to location. Most homeowners are interested in getting the best policy they can find for the lowest price possible. But many homeowners don’t know there are a few things they can do to assure they are getting the best possible … Read more
