Burglar-Proof Your Home: Simple Ways to Foil Burglars

Burglar-Proof Your Home: Simple Ways to Foil Burglars

Increasing your home’s protection against intruders can save you money on your homeowner’s insurance premiums. There are many ways to increase the safety of your home. You could build a panic room for protection from robbers or kidnappers, among other things. But what about protecting your belongings when you’re not home? Perhaps you really don’t … Read more

Insuring Your Valuables

Your valuables are important, and insuring them is even more important if you want to protect them from damage or theft. Depending on their worth, some valuables can be insured under your home or renters insurance policy. Ask agents how to best insure your valuables, depending on your situation. Most homeowner coverage amounts are limited … Read more

Avoid Getting ‘Nailed’ When Hiring a Contractor for Home Repairs, Remodeling

Hiring a contractor to add value to your home investment makes sense. Always verify all contract workers’ compensation coverage before commencing. Otherwise, you may find yourself responsible for injuries incurred by the workers while they are remodeling or repairing your home. There are some other important insurance issues you should examine before selecting a contractor. … Read more

Home and Auto Insurance: Sure-Fire Protection in Unsure Times

Most of us highly value the independence and security that accompany car and home ownership. We work hard for and enjoy what we have, and often invest significant amounts of money in these valuable possessions. It’s not until we experience that ill-fated accident in morning traffic or that spring storm comes along and threatens our … Read more

Renters Insurance: What You Need to Know

Renters insurance covers theft or destruction of your possessions when you rent an apartment, condo or house. Since your landlord probably has homeowners insurance for the actual structure, all you need is coverage for your possessions, personal liability and living expenses should you temporarily have to vacate due to a covered peril. This type of … Read more

Renters Insurance: Protection for You and Your Belongings

If you’re like most, the apartment or house you rent is filled with your possessions, from your priceless family photos to your favorite recliner. Although your landlord probably has an insurance policy, it only protects the building. With renters insurance, you protect those things that make a house a home: your belongings. Renters insurance covers … Read more

The Low-Down on Condo Insurance

As a condominium owner, your insurance needs fall somewhere between that of a homeowner and a renter. You will likely need two separate policies to address all your home insurance needs. Your Co-op’s Policy The condo or co-op association’s master policy covers liability and physical damage to common areas like the lobby, basement or hallway. … Read more

Condominium Owners Insurance: The Basics

Your condominium is your home, from those mounted shelves you fought with for three hours to the trinkets and pictures you’ve placed on them. But your insurance needs as a condo owner are unique. The right condo insurance will guarantee your possessions, the additions you’ve made to your place and your condo unit are protected. … Read more

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