Lightning Claims Shocking

Lightning Claims Shocking

by Penny M. Hagerman Sporadic storms that sprout tornadoes, dump volumes of heavy rain, and light up the sky with millions of volts of electricity have many of us scratching our heads in wonderment this year. But along with those strange weather events comes another phenomenon that’s even more dangerous and costly: lightning. A silent, … Read more

Pests: Your Insurer’s Problem or Yours?

Pests: Your Insurer's Problem or Yours?

No one likes sharing their home with bugs, rodents or other pests. But once the little critters move in and start munching on the walls of your home, the rafters in your attic or the electrical lines in your basement, who’s responsible for the damage: your insurer or you? You may instinctively think the infestation … Read more

How Does Your ‘Hood Rate?

How Does Your 'Hood Rate?

by Penny M. Hagerman  Where do you live? Did you know the type of neighborhood you live in has a lot to do with how much you pay for homeowners insurance? As our needs change, our communities grow to meet those needs. As a result, new types of urban and suburban neighborhoods sometimes spring up, some more … Read more

Dangerous Dogs Pose Insurance Debate

Dangerous Dogs Pose Insurance Debate

Americans love their dogs. In many households, canines are considered part of the family, participating in daily and weekend activities, along with other family members. Though dogs can be loving and fun—and offer never-ending companionship—they can also be unpredictable: sweet and docile one minute, and aggressive and dangerous the next, depending on the situation. With … Read more

Protect Your Investment with Homeowners Insurance

Protect Your Investment with Homeowners Insurance

Home ownership: it’s an American dream. But buying a place of your own or settling the family in new digs requires financial commitment. That means saving for a down payment, getting the right loan, and—perhaps most importantly—finding affordable home insurance. Whether you’re buying your first home or just moving up to something larger, your home … Read more

The Most Expensive Catastrophes in U.S. History

The Most Expensive Catastrophes in U.S. History

Natural and man-made disasters take thousands of lives each year; wiping out entire communities in their wake; injuring many; and leaving businesses, homeowners and families emotionally and financially devastated. From hurricanes, tornadoes and earthquakes to incidents of civil disorder and terrorism, catastrophes cost the insurance industry $25 million or more per event, devastating their coffers … Read more

Thieves on Two Wheels

Thieves on Two Wheels

Bicycle enthusiasts prize their wheels, often spending a lot of money to purchase their rides and keep them well maintained. But whether a bike is a simple, inexpensive brand or a highly-valued mountain or racing version, having it turn up missing can be discouraging, disheartening—and expensive. Bicycles and Insurance Though most people don’t realize it, … Read more

Factors to Consider When Insuring a Home

Factors to Consider When Insuring a Home

Whether purchasing a new home or seeking new insurance to cover the current one, there are certain factors consumers should consider. A recent report from the Minneapolis Star Tribune offered advice on shopping around and pointed to some of the qualities that can make this easier. Like the mortgage loan it will accompany, one’s insurance … Read more

Pool Owners Should Follow Laws, Consider Insurance

Pool Owners Should Follow Laws, Consider Insurance

An improperly installed swimming pool can endanger the lives of young children and others unable to swim. For this reason, it is important to abide by state regulations regarding all types of private pools. Following the law can also protect individuals from fines issued by homeowners insurance companies and, in Massachusetts, the State Board of … Read more