by Penny M. Hagerman Ever wonder how insurers determine auto insurance quotes? Are they just random numbers pulled from thin air—or are there real facts behind the numbers that help set premiums? Though insurers concern themselves with anything that increases the risk of claims, the likelihood of auto theft plays a large role in final … Read more
by Penny M. Hagerman With everything that demands our time, attention and money these days, no one wants to pay full price for car insurance. But by taking advantage of the Internet and free quotes, anyone can find car insurance quotes that provide a great money-saving alternative: cheap insurance premiums. To quote cheap car rates, insurance … Read more
by Jeb Foster Picture this: An open road. A desolate landscape stretching out in front of you. (Let’s say somewhere in Monument Valley, Utah.) The wind is at your back. The tanks is full. Then this thought spoils the moment: Do I have (enough) insurance? To prevent a moment-spoiling tragedy, make sure you’ve got the insurance … Read more
by Penny M. Hagerman Come summertime or holiday, many RV enthusiasts can’t wait to hit the road in their homes on wheels. But with so much invested in such specialized equipment, suffering a breakdown—or having an accident—can lead to delay and major financial setback. Thus the need for RV insurance. Created as special coverage for … Read more
Heavy metal, high speeds, variable terrain, unpredictable weather. We face this mix of conditions every day when we get behind the wheel of a car. And that is why having car insurance is a no-brainer. However, when it comes to driving ATVs, an activity that encompasses—you guessed it—heavy metal, high speeds, variable terrain and unpredictable … Read more
For classic car enthusiasts who can’t wait to hop behind the wheel and parade their latest find, insurance is a must. With thousands of dollars poured into the wheels they’ve pruned and modified with new body parts, engine replacements and other major updates, protecting their investment just makes sense. But the right protection on a … Read more
Teenagers love the sense of freedom and control they get from driving a car. With license and steering wheel in hand, the world is theirs—and they feel invincible. But the rush a teen gets behind the wheel of a car often causes him or her to take risks that experienced drivers don’t. This makes a teen a serious threat … Read more
Asked by from Answered questions about auto insurance: Can I save money by dropping my collision insurance? What is the difference between fault and no-fault insurance? Will every claim I make increase my insurance premiums or only certain claims? What is the best way to handle teen drivers and auto insurance? Are there any advantages … Read more
Asked by from Answered questions about auto insurance: Can I save money by dropping my collision insurance? What is the difference between fault and no-fault insurance? Will every claim I make increase my insurance premiums or only certain claims? What is the best way to handle teen drivers and auto insurance? Are there any advantages … Read more
An SR-22 is not insurance, but rather a form filed by your insurance company stating that you have purchased auto liability insurance. (Liability insurance pays for property damage or bodily injury caused by the insured in the event of an accident.) In most cases, SR22s are required if you have gotten a DUI or DWI, have been … Read more