How does insurance cover repair or replacement of your home?

How does insurance cover repair or replacement of your home?

Sonya Stinson The cost to rebuild or repair your damaged home may come down to the woodwork or the weather. That’s because a home’s architectural details and events like tornadoes and floods can make a big difference in the price of building materials — and whether you have enough insurance to pay for them. Provide your insurance … Read more

Shallow pools can bring deep trouble

Mary Lou Jay That small wading pool in your backyard can be just as hazardous to your child’s safety as a larger in-ground or above-ground pool, according to research from Nationwide Children’s Hospital. The study, which appeared in the July 2011 issue of Pediatrics, was conducted by researchers at the hospital’s Center for Injury Research and Policy. … Read more

Shallow wading pools can bring deep trouble

Mary Lou Jay That small wading pool in your backyard can be just as hazardous to your child’s safety as a larger in-ground or above-ground pool, according to research from Nationwide Children’s Hospital. The study, which appeared in the July 2011 issue of Pediatrics, was conducted by researchers at the hospital’s Center for Injury Research and Policy. … Read more

Should homeowners freak out over fracking?

Linda Melone In some parts of the country, methane levels high enough to set water on fire are raising serious concerns for homeowners about the dangers and insurance consequences of hydraulic fracturing, commonly known as “fracking.” In fracking, natural gas drillers force sand, dozens of chemicals (some toxic) and water into shale to fracture and release … Read more

Local fire ratings: Not just smoke and mirrors

Gina Roberts-Grey Only about 30 percent of U.S. firefighters are paid professionals. With that ratio, there’s a good chance the firefighters at your local fire department are volunteers. So, does the volunteer or professional status of your local firefighters make a difference in your homeowner’s insurance rates, especially considering that many volunteer fire departments are strapped … Read more

Natural disasters raise risk of home insurance scams

Linda Melone A natural disaster that damages your home can make you the target of unscrupulous service providers. “We call them ‘storm chasers,’” says Katherine Hutt, a spokeswoman for the Better Business Bureau. “They come out of the woodwork after a natural disaster and take advantage of people.” Shady roofers and other contractors may come to your door offering … Read more

Insurance tips for Hurricane Isaac

John Egan As millions of residents along the Gulf Coast get ready for Hurricane Isaac, insurance experts are advising homeowners about steps they should take to potentially lessen the storm’s fury. Here are nine recommendations for homeowners in Isaac’s path: Install storm shutters or cover windows before the storm hits. Be sure there’s no loose siding … Read more

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