Asked by anonymous from an unspecified location
Bear with us, because there’s no short answer to this question. The cost of auto insurance depends on several factors, some of which have to do with you personally and some of which depend more on the type of car you’re insuring. Let me explain.
For instance, men tend to pay higher rates for insurance than women because they have more accidents. Younger drivers pay more due to inexperience and immaturity. People who live in particular areas or ZIP codes considered high risk for theft or damage pay more than those who don’t.
Sportier cars like yours also carry rates that are higher than average. This is because the parts needed for repairs following an accident are more expensive, and the cars are more likely to be stolen. In addition, studies show that people who drive sports-type vehicles tend to drive faster and take more chances on the road than others do.
There are ways to keep costs to a minimum though. Doing your best to drive safely and avoid accidents and tickets is the best way to keep insurance rates affordable. In addition, staying with the same insurer for several years and insuring your home and car with the same company can help you get discounts that reduce premium rates too.
The best way to find out how much it costs to insure that particular vehicle in association with your own driving habits is to request car insurance quotes here on our site. This allows you to provide all the details that go into determining your individual rates, makes insurance companies compete for your business, and gives you the opportunity to compare coverages and prices side by side.
Please note: InsureMe Answers is not intended to be a substitute for advice from a licensed professional. For specific questions about a policy or claim, please contact your insurance agent or company.